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financial independence

FAILURE OR RESOUNDING SUCCESS? LESSONS ON THE ROAD TO FINANCIAL INDEPENDENCE Recently, in my monthly newsletter, I veered from my normal format, and shared an update on a journey I began 15 months ago, one that hasn’t gone quite as I’d planned. For the backstory, check out this post from December 2017. I’m referring to my plan of walking away from my 9-5 by August 2019… READ MORE>>> 

Bermuda vacation

What We Spent On Our Bermuda Vacation We just returned from our ‘end of winter/early spring’ vacation to visit our family in Bermuda, so I thought I’d put together a short post on the money aspect of our trip. This is a personal finance blog, after all. My wife and I set a budget of $4500 for our trip to Bermuda. Here’s a closer look at how we fared. READ MORE>>>

planting seeds

KIDS AND MONEY: THE VALUE OF PLANTING SEEDS Depending on who you ask, my son and I shared some great bonding time this afternoon. And while I’m not sure he views the experience in quite the same light, it was an activity I’d been looking forward to for months. I can’t tell you the number of times…READ MORE>>> 

January goal confessional

JANUARY GOAL CONFESSIONAL: I MISSED EVERY ONE There’s no point in trying to sugarcoat this. I set 3 personal goals for the month of January…and came up short on every one. If you didn’t catch my goal setting post in early January, allow me to bring you up to speed. READ MORE>>>

goals for January 2019

MY GOALS FOR JANUARY 2019 (and why I’m not doing another month long No-Spend) If you’ve been a long time reader, you’re probably aware that for the past two years, I’ve kicked things off in January with a month long spending freeze. I affectionately refer to it as my no-spend January, which meant that for 31 days, I didn’t spend a cent on non-essential items. READ MORE>>>

improve your finances

35 KICK-ASS WAYS TO IMPROVE YOUR FINANCES IN 2019  This is an update of one of the most popular posts I’ve ever written on this site. I’ve re-written most of the article however, and at 4600 words, it’s jam packed with advice that you can use in 2019! If you’re looking for ways to reduce your debt, save money, and increase your income next year, this one’s for you! READ MORE>>>