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MY SON IS BYPASSING COLLEGE. WHY I’M PERFECTLY FINE WITH IT

my son is bypassing college

My oldest child won’t be attending college after graduating from high school this June. At least, not this year. My son, (I’ll refer to him as A) who’s 17, has decided to take a gap year, something Mrs. MMM and I are perfectly fine with. A is a very bright kid, and while not at the top of his class …

8

ARE EXTENDED WARRANTIES WORTH IT?

are extended warranties worth it?

I remember shopping for a digital camera at Best Buy several years ago. This was back in the day when people still bought digital cameras. A salesperson explained to me the features and benefits of two comparable models.  In doing so, he pointed out the superior quality of one of the cameras, mentioning that he owned one very similar, and …

16

A MONTH OF ZERO – MY 2ND ANNUAL NO-SPEND JANUARY

a month of zero

Sometimes I wonder why I do the things I do. In the fall of 2016, I wrote a post about a budgeting trick I came up with a few years previous, as a means of disciplining myself to break the paycheque-to-paycheque cycle.  I named it the ‘5-day freeze’. 5-DAY FREEZE It involves making a very simple switch in your spending …

8

EXPONENTIAL FRUGALITY: UNCOVERING THE TRUE POTENTIAL OF FRUGAL LIVING

Exponential Frugality

Hey everyone!  Allow me to introduce a concept that I like to call ‘Exponential Frugality’.  It’s a simple but different way to calculate the $$$ you’ve saved from being frugal. I hope you find it helpful, or at the very least, thought provoking.  Enjoy!  You may or may not consider yourself a fugal person.  After all, we all hold varying levels …

8

AFFORDABLE WINTER TIRES: HOW I SAVED OVER $600

affordable winter tires

Winter is on my brain this week, thanks to a major frugal win! Before I fill you in on all the money saving goodness, let’s address the years coldest season! I know what you’re probably thinking; it’s far too early to be mentioning snow and cold! If you live in Canada or the northern U.S. however, the reality is setting …

10

I’M DOING A NO-SPEND WEEK, WHO’S WITH ME?

no-spend week

Ah, the month of September!  To me, it represents a return to order, to structure.  After all, for families with children, it’s back-to-school season, which acts as a reality check of sorts for everyone involved. It’s our reminder that summer’s nonconforming ways have come and gone. I love summer.  It’s always warm, and the days seem to last forever, which …

20

5 DEFENSIVE MONEY STRATEGIES YOU SHOULD BE USING TODAY

Even if you’re not a sports fan, there’s a good chance you’ve heard the saying, “Offence wins games, defence wins championships.”  It’s a long held cliche in the world of sports, which suggests that the team that takes a defence-first approach is the one more apt to go all the way. Never mind the flash and flair of the high …

7

OUR SUPER FRUGAL ROAD TRIP – PART 3

frugal road trip

POST UPDATE:  AUG 27/2017. – In re-reading over this post tonight, I noticed that I made a glaring error in calculating our trip expenses.  It’s actually in my favour, meaning that we spent even LESS than I reported in the post below.  For anyone who is interested, the theme park tickets and parking, listed at a combined $247, were reported …

6

OUR SUPER FRUGAL ROAD TRIP – PART 2

super frugal

This post contains affiliate links, see full disclosure below. Hey freedom fighters! We’re officially past the halfway point of the Mystery Money super frugal road trip, which makes for an opportune time to check in with an update. In case you missed my last post, our family left home on July 21st. During our trip, we’re staying in hotels and with family, covering over …

4

A HELPFUL GUIDE TO CAMPING ON A BUDGET

camping on a budget

Hey everyone!  I’ve got a guest post for you today from my friend, Deann Rebello, who blogs over at BearinForest.com.  Camping is one of our family’s favourite things, but like anything else, it can get pretty expensive.  In this article, Deann provides some great advice on how anyone can go camping on a budget. Enjoy!     I know how camping can get quite expensive, especially …