HOW DO YOU LIKE THEM APPLES?

I had an unusually early start to the day today, up at 4:15 AM to drive my brother in law to the airport. He travels to visit his mother a couple of times a year, and I enjoy the opportunity for the two of us to chat. Two hours later, I’ve been there and back and it’s still early. The …

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NEWSFLASH: YOUR KIDS DON’T NEED MORE STUFF!

One of the biggest mistakes I see many parents make is how much money they spend on their kids, or on their kids activities.  I’ve never understood feeling the need to supply everything your child asks for, or thinking that they will somehow be better off by doing so. If this sounds familiar to you, I can tell you that …

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The Outrageous Price Of Convenience

convenience

Would you spend 800% more for a product or service in order to gain a 10-15% improvement to your level of comfort or convenience? The truth for most people is that they would think nothing of this sort of behaviour.  It happens all the time. In fact, it’s one of the biggest reasons people find themselves stuck financially.  We live …

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GET LAZY WITH YOUR KIDS COLLEGE SAVINGS

Let’s be real, saving money isn’t always easy. I know, some people are born savers and for others it’s hard work. But I’m not referring to natural inclinations. Even for those who come by it easily, there is another factor that can make saving money a challenge: there are so many darn things that we need to save for! Anytime …

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YOUR FINANCIAL FREEDOM JOURNEY: WHERE TO BEGIN

Ahhh, financial freedom. It sounds like a great concept, but where does one begin?  What does it even mean? A common definition often sounds something like this:  The place where a person’s assets generate more income than their living expenses, thus eliminating the need to be actively employed. In short, you no longer need to bust your butt working 9-5 to …

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Your Pickup Truck Is Driving You To The Poorhouse

pickup

When searching for ways to spend less money, you might want to start by taking a closer look at how much you are shelling out to get from point A to point B. Because if you’re like most families, transportation costs are taking up a significant portion of your budget.  And while all vehicles tend to be a money pit …