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Kids and Money: The Value Of Planting Seeds

planting seeds

Depending on who you ask, my son and I shared some great bonding time this afternoon. And while I’m not sure he views the experience in quite the same light, it was an activity I’d been looking forward to for months. I can’t tell you the number of times over the past few weeks that I reminded him, “Hey, remember …

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January Goal Confessional: I Missed Every One.

January Goal Confessional

My apologies to the “it’s all about the hustle” crowd. There’s no point in trying to sugarcoat this. I set 3 personal goals for the month of January…and came up short on every one. If you didn’t catch my goal setting post in early January, allow me to bring you up to speed. Tired of the ‘same old’ no-spend Januaries …

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35 KICK-A$$ WAYS TO IMPROVE YOUR FINANCES IN 2019

ways to improve your finances

This post may contain affiliate links, see full disclosure below. Updated, December 23, 2019. If you’re looking for ways to improve your finances, you’ve come to the right place!  In this post, I give you 35 ways you can begin to change your financial situation in 2019.  1. Understand your financial values. When it comes to money, many people feel stuck …

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The Hidden Cost Of Small Town Living

small town living

My wife and I are raising our three kids in a small town, about 40 minutes drive from my work in the city. We chose small town life many years ago for several reasons; family supports, proximity to schools & church, general peace and quiet, that kind of thing. The lower cost of living, town vs. city, was also a …

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Helping Your Child Buy Their First Car

first car

For any teenager, buying a first car is a big deal.  Not only are there a lot of important decisions to make, it’s often the first major purchase of their young life. In this post, we’ll take a look at some of the factors your child needs to consider prior to buying a first car, and how you as their …

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Super Frugal Road Trip Recap

road trip

We are a family that loves to road trip.  In fact, over the past 18 years my wife and I, along with our three kids, have logged more than 65,000 miles on over 20 road trips. During this time, we’ve learned how to create some pretty memorable vacations with our kids.  We’ve also figured out how to make them extremely …

5 Money Saving Tips For Your Next Family Road Trip

family road trip

This post may contain affiliate links.  See our disclosure below.  Today is Day 14 of our family’s annual Super Frugal Road Trip.  With 4 days remaining, and almost 2000 miles left to travel, it remains to be seen whether or not we’ll come in under our spending goal of less than $1000 for the entire 18-day vacation. The odds are …

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OF BOOKS AND BASEBALL CAPS

I am very fortunate to receive performance bonuses at work on a semi-annual basis. They vary in size, given their nature, but tend to be fairly lucrative. (Score one for the 9-5). In other words, I could choose to spend the money on some fairly big ticket items if I saw fit. Because I don’t include the amount in our …

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The Many Advantages Of Tent Trailer Camping

advantages of tent trailer camping

Hey everyone! We opened up our tent trailer (aka pop-up camper) today, in preparation for our first camping trip of 2018, which is happening this coming weekend. The camper actually became my writing spot for the afternoon, and it got me thinking about the many advantages of tent trailer camping. In our consumer crazed world, even the age old pastime …

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A MONTH OF ZERO – MY 2ND ANNUAL NO-SPEND JANUARY

a month of zero

Sometimes I wonder why I do the things I do. In the fall of 2016, I wrote a post about a budgeting trick I came up with a few years previous, as a means of disciplining myself to break the paycheque-to-paycheque cycle.  I named it the ‘5-day freeze’. 5-DAY FREEZE It involves making a very simple switch in your spending …