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RINGING IN THE NEW YEAR WITH A MONTH-LONG SPENDING FREEZE

spending freeze

I’m not quite sure what I’ve gotten myself into.  Earlier today I made the decision to kick off 2017 with a personal spending freeze.  In short, I’ve committed to ZERO discretionary spending for the entire month of January.  I’m referring to it as a ‘personal’ spending freeze, as I’m choosing to not try and pull my wife and kids into …

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YOUR DEBT IS AN INFESTATION

Debt

Hey everyone!  Today, I’ve got a guest post written by my friend Chris, spreadsheet guru and blogger at Keep Thrifty.  In it, Chris writes about the importance of not just managing your debt, but destroying it!  Enjoy! 🙂 Let’s imagine something, shall we? Imagine you’re in your backyard with family or friends. There are small children running around and everyone is enjoying …

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TRAVEL HACK: HOW OUR FAMILY OF FIVE PULLED OFF A 16 DAY ROAD TRIP FOR $650

    Want a great travel hack? On our summer vacation this past July, our family completed a 16-day, 3700 mile road trip for less than $1000. Actually, we spent less than $850…Canadian. That’s less than $650 U.S. Sounds like a pretty decent accomplishment for ONE person, let alone a family of five. I didn’t plan to write this post today. It’s been …

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A Few Updates, 5 Day-Freeze, Blog Stats, Back-To-School…

Hey everyone!  I’ve got an “update” post for you today, mostly random musings from the past week as well as a look into some of the goings on in the Mystery Money household! Tomorrow it will be back to my (slightly) more structured rants against consumerism and overspending, all those things that drive me crazy 😉 In a way, this post is fitting, …

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HOW TO SUPERCHARGE YOUR BUDGET WITH A SPENDING FREEZE

  In todays post I share how implementing a spending freeze to our family’s budget helped break a paycheck to paycheck lifestyle and increased our cashflow.  One thing I’ve learned about creating a budget is that there is no ‘right way’ to do it.  The best approach is what works for you.  The important thing is that you are budgeting, period.  …