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WOULD YOU BUY YOUR CHILD THEIR FIRST CAR?

first car

***Update 05/26/19*** It’s a question many parents ask themselves.  Should you purchase a first car for your child, versus having them save the money on their own. My son turned 16 about six months ago, and is currently shopping for his first car. Naturally, this has led to many conversations with other parents about their own experiences. What I’ve found, …

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What We Spent On Our Bermuda Vacation

bermuda vacation

This post contains affiliate links. Please see our full disclosure below. We just returned from our ‘end of winter/early spring’ vacation to visit our family in Bermuda, so I thought I’d put together a short post on the money aspect of our trip. This is a personal finance blog, after all. 🙂 In a few weeks, I’ll write a more …

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The Many Advantages Of Tent Trailer Camping

advantages of tent trailer camping

The 2019 camping season begins this morning (kind of), with the opening of the camping reservation website where we live. Thousands of campers will flood the site beginning at 7 AM. There’s always a mad rush to book the best sites on the most popular weekends. It reminded me of this popular post I wrote about a year ago, and …

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January Goal Confessional: I Missed Every One.

January Goal Confessional

My apologies to the “it’s all about the hustle” crowd. There’s no point in trying to sugarcoat this. I set 3 personal goals for the month of January…and came up short on every one. If you didn’t catch my goal setting post in early January, allow me to bring you up to speed. Tired of the ‘same old’ no-spend Januaries …

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My Goals For January 2019 (and why I’m not doing a no-spend month)

goals for January 2019

If you’ve been a long time reader, you’re probably aware that for the past two years, I’ve kicked things off in January with a month long spending freeze. I affectionately refer to it as my no-spend January, which meant that for 31 days, I didn’t spend a cent on non-essential items. Not a dime on that daily coffee habit, or …

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35 KICK-A$$ WAYS TO IMPROVE YOUR FINANCES IN 2019

ways to improve your finances

This post may contain affiliate links, see full disclosure below. Updated, December 23, 2019. If you’re looking for ways to improve your finances, you’ve come to the right place!  In this post, I give you 35 ways you can begin to change your financial situation in 2019.  1. Understand your financial values. When it comes to money, many people feel stuck …

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The Hidden Cost Of Small Town Living

small town living

My wife and I are raising our three kids in a small town, about 40 minutes drive from my work in the city. We chose small town life many years ago for several reasons; family supports, proximity to schools & church, general peace and quiet, that kind of thing. The lower cost of living, town vs. city, was also a …

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The $1500 Rule For Car Buying

car buying

Is there a financial decision that people agonize over more than buying a vehicle? A house is undoubtedly a bigger purchase, but it isn’t one that comes along as often, at least not for most people. I often find myself in conversations with friends and colleagues who are trying to figure out how buy a car without it breaking their …

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2019 Booking.com Review

booking.com review

This post contains affiliate links. Please see full disclosure below.   I’m often asked how our family saves so much money on travel, and Booking.com is definitely one of the tools that we use to make it happen. Related Post: How Our Family Of Five Pulled Off An 18-Day Road Trip For $800. Because it’s tough to describe all of the …

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Super Frugal Road Trip Recap

road trip

We are a family that loves to road trip.  In fact, over the past 18 years my wife and I, along with our three kids, have logged more than 65,000 miles on over 20 road trips. During this time, we’ve learned how to create some pretty memorable vacations with our kids.  We’ve also figured out how to make them extremely …