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THIS WEEKS DIY HIGH

This post is a follow up to, “5 Ways To Save Money On Household Appliances”, which I wrote last week.  Our clothes washer had stopped working, and the thought of possibly having to spend big $$$ to replace it got me thinking about the crazy amounts of money people spend on major household appliances.  As it turns out, it gave me the opportunity to complete a relatively minor, yet big …

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Conquering Your Financial FOSO (Fear of Starting Out)

conquering

Hey everyone!  This guest post from my friend Amanda at the Frugal PhD Blog is about conquering your financial FOSO, or Fear of Starting Out. Many of us struggle to start out or make progress on our financial goals because we feel like we’re already behind, or do not trust that we will be able to make the progress we need to accomplish our …

5 Ways to Save Money on Major Household Appliances

household appliances

This is the first of 2 related posts.  In this article, I’m going to share with you 5 ways to save money on your major household appliances.  In the second post, I’ll detail my DIY project from the past week that inspired this article.  I’ll also explain how my wife and I have managed to spend only $900 on household appliances …

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TRAVEL HACK: HOW OUR FAMILY OF FIVE PULLED OFF A 16 DAY ROAD TRIP FOR $650

    Want a great travel hack? On our summer vacation this past July, our family completed a 16-day, 3700 mile road trip for less than $1000. Actually, we spent less than $850…Canadian. That’s less than $650 U.S. Sounds like a pretty decent accomplishment for ONE person, let alone a family of five. I didn’t plan to write this post today. It’s been …

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HOW TO SUPERCHARGE YOUR BUDGET WITH A SPENDING FREEZE

  In todays post I share how implementing a spending freeze to our family’s budget helped break a paycheck to paycheck lifestyle and increased our cashflow.  One thing I’ve learned about creating a budget is that there is no ‘right way’ to do it.  The best approach is what works for you.  The important thing is that you are budgeting, period.  …

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HOW I GAVE UP MY iPHONE (AND LIVED TO TELL THE STORY)

3 months ago I gave up my iPhone.  Willingly.  I wasn’t coerced.  Let me tell you it wasn’t easy!  I did it for a few reasons, the main one being to save $$$.  Actually that was the only reason, however I did see that other benefits could potentially arise from this painful separation. HOW DID I ARRIVE AT THIS SEEMINGLY TERRIBLE …

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DEATH BY A THOUSAND CUTS: THE STARTLING COST OF KEEPING IN TOUCH

In my recent post titled, “Your Financial Freedom Journey: Where To Begin”,  I highlighted 3 activities people can undertake to help identify possible overspending.  If you haven’t had a chance, please check it out! In it, I focus on expenses that can be reduced somewhat quickly and easily; discretionary spending, communication costs and outstanding consumer debt (through consolidation of high …

HOW DO YOU LIKE THEM APPLES?

I had an unusually early start to the day today, up at 4:15 AM to drive my brother in law to the airport. He travels to visit his mother a couple of times a year, and I enjoy the opportunity for the two of us to chat. Two hours later, I’ve been there and back and it’s still early. The …

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The Outrageous Price Of Convenience

convenience

Would you spend 800% more for a product or service in order to gain a 10-15% improvement to your level of comfort or convenience? The truth for most people is that they would think nothing of this sort of behaviour.  It happens all the time. In fact, it’s one of the biggest reasons people find themselves stuck financially.  We live …

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GET LAZY WITH YOUR KIDS COLLEGE SAVINGS

Let’s be real, saving money isn’t always easy. I know, some people are born savers and for others it’s hard work. But I’m not referring to natural inclinations. Even for those who come by it easily, there is another factor that can make saving money a challenge: there are so many darn things that we need to save for! Anytime …