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JANUARY NO-SPEND UPDATE & A LOOK AHEAD TO FEBRUARY

Arizona

Hey everyone!  Todays post is an update on my no-spend January, which wraps up in a few days.  I also look at the month ahead, and explain the activities I’ll be focusing on in February.  Thanks for reading! 🙂  In case you hadn’t read about it previously, I decided to kick off 2017 by placing a month long freeze on all of …

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RINGING IN THE NEW YEAR WITH A MONTH-LONG SPENDING FREEZE

spending freeze

I’m not quite sure what I’ve gotten myself into.  Earlier today I made the decision to kick off 2017 with a personal spending freeze.  In short, I’ve committed to ZERO discretionary spending for the entire month of January.  I’m referring to it as a ‘personal’ spending freeze, as I’m choosing to not try and pull my wife and kids into …

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HOW TO SUPERCHARGE YOUR BUDGET WITH A SPENDING FREEZE

  In todays post I share how implementing a spending freeze to our family’s budget helped break a paycheck to paycheck lifestyle and increased our cashflow.  One thing I’ve learned about creating a budget is that there is no ‘right way’ to do it.  The best approach is what works for you.  The important thing is that you are budgeting, period.  …

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HOW I GAVE UP MY iPHONE (AND LIVED TO TELL THE STORY)

3 months ago I gave up my iPhone.  Willingly.  I wasn’t coerced.  Let me tell you it wasn’t easy!  I did it for a few reasons, the main one being to save $$$.  Actually that was the only reason, however I did see that other benefits could potentially arise from this painful separation. HOW DID I ARRIVE AT THIS SEEMINGLY TERRIBLE …

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DEATH BY A THOUSAND CUTS: THE STARTLING COST OF KEEPING IN TOUCH

In my recent post titled, “Your Financial Freedom Journey: Where To Begin”,  I highlighted 3 activities people can undertake to help identify possible overspending.  If you haven’t had a chance, please check it out! In it, I focus on expenses that can be reduced somewhat quickly and easily; discretionary spending, communication costs and outstanding consumer debt (through consolidation of high …