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BE PREPARED FOR LIFE’S CHANGING FINANCIAL SEASONS

Seasons

Ahh, winter. It’s arrived and as usual, I’m woefully unprepared. It’s silly, really, and I have no excuse. I’ve lived most of my life in a northern, winter climate, so it’s never a surprise that snow and frigid temperatures are on their way. Each year, I have plenty of time to get ready. My lack of planning was top of …