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WHY YOU SHOULD CELEBRATE SMALL VICTORIES

I’m going to ask you to do something today. Take your biggest dreams, and lay them down.  The very things that propel you forward, that fuel the fire inside you.  That’s right.  For today, I want you to set them aside. Just for today. Your money or career goals.  Early retirement.  Dreams for your relationships. Lay them down. Your fitness …

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January Goal Confessional: I Missed Every One.

January Goal Confessional

My apologies to the “it’s all about the hustle” crowd. There’s no point in trying to sugarcoat this. I set 3 personal goals for the month of January…and came up short on every one. If you didn’t catch my goal setting post in early January, allow me to bring you up to speed. Tired of the ‘same old’ no-spend Januaries …

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My Goals For January 2019 (and why I’m not doing a no-spend month)

goals for January 2019

If you’ve been a long time reader, you’re probably aware that for the past two years, I’ve kicked things off in January with a month long spending freeze. I affectionately refer to it as my no-spend January, which meant that for 31 days, I didn’t spend a cent on non-essential items. Not a dime on that daily coffee habit, or …

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Conquering Your Financial FOSO (Fear of Starting Out)

conquering

Hey everyone!  This guest post from my friend Amanda at the Frugal PhD Blog is about conquering your financial FOSO, or Fear of Starting Out. Many of us struggle to start out or make progress on our financial goals because we feel like we’re already behind, or do not trust that we will be able to make the progress we need to accomplish our …