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STUFF I HATE SPENDING MONEY ON

I had to pick up a pair of jeans the other day, and it reminded me how much I hate spending money on clothes.  I’m not a fan of shopping at the best of times, but there’s something about having to buy clothes that I find completely frustrating!  If it’s for my family, I have no issue with it, but even …

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7 SUREFIRE WAYS TO STAY BROKE

PAYCHECK TO PAYCHECK

Do you prefer living life on the edge? Perhaps you’re afraid that creating a financial buffer, such as an emergency fund or a retirement savings plan will make for a boring life, without adventure. If so, you’ll find this article super helpful! By following the steps I’ve outlined below, I can guarantee you that life will never be boring. Without …

15

YOUR DEBT IS AN INFESTATION

Debt

Hey everyone!  Today, I’ve got a guest post written by my friend Chris, spreadsheet guru and blogger at Keep Thrifty.  In it, Chris writes about the importance of not just managing your debt, but destroying it!  Enjoy! 🙂 Let’s imagine something, shall we? Imagine you’re in your backyard with family or friends. There are small children running around and everyone is enjoying …

6

UNDERSTANDING YOUR KIDS’ MONEY PERSONALITY

Parents have incredible influence over their children’s current and future relationship with money.  In this post, I illustrate the importance of understanding how this influence changes over time, and that it should vary with each child.  Recently, our (almost) 16 year old son got his first job.  Make that, his first REAL job.  Over the past couple of years he’s …

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HOW TO SUPERCHARGE YOUR BUDGET WITH A SPENDING FREEZE

  In todays post I share how implementing a spending freeze to our family’s budget helped break a paycheck to paycheck lifestyle and increased our cashflow.  One thing I’ve learned about creating a budget is that there is no ‘right way’ to do it.  The best approach is what works for you.  The important thing is that you are budgeting, period.  …

THE NORTH AMERICAN CONSUMER: HYPNOSIS OF THE MASSES

I was talking with a friend of mine the other day. A great guy, married with a couple of young kids. He purchased a new car about three years ago, a Hyundai Sonata.  At the time, I remember him telling me that he had financed the purchase over six or seven years, as it made the payments manageable. He drives the …

6 AMAZING BENEFITS OF NOT USING YOUR CREDIT CARD

For proponents of frugality and debt free living, credit cards make for a pretty easy target. It doesn’t take much work to point out the potential pitfalls of using credit cards for regular spending. It’s so easy in fact, that I get kind of tired from beating up on credit cards. So for this blog, rather than focus on the …